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任意保険 (にんいほけん) — voluntary insurance; optional insurance; extra insurance; vehicle insurance in addition to the basic mandatory insurance
任意保険
にんいほけん 
に ん い ほ け ん
Noun (common) (futsuumeishi) 
Voluntary insurance; optional insurance; extra insurance; vehicle insurance in addition to the basic mandatory insurance
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任意保険 is used in practice
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